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Executive Staff Bios

Fred Turner


fred-turnerFrederick E. Turner, Founder, J.D. Since establishing his first captive management firm in 1996, which was rebranded as Active Captive in 2005, Fred has directed the company’s growth of establishing a management presence in the majority of U.S. domiciles, the formation of single parent and special purpose captives as well as a national strategic business network. As a leading innovator of the single parent captive structure, Active is positioned at the forefront of the growing industry and continues to develop strategies to provide risk mitigation solutions. Prior to entering the field of alternative risk solutions in 1986, Fred was the founding partner of Turner, Reynolds, Greco & O’Hara. Fred’s background also includes a degree of B.A. Economics Long Beach State University, “high distinction”, Graduate Juris Doctorate, Loyola Law School,1980, “cum laude”, Member of California Bar Association, Central District State of California, Ninth Circuit Federal Court of Appeals, U.S. Supreme Court, Rated “AV”. Fred also currently serves as the Vice Chairman of the captive committee business law section of the American Bar Association and Director of the Utah Captive Insurance Association.

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Park Eddy


park-eddyPark Eddy is Active Captive Management’s President. Park joined ACM as Executive Vice-President in 2007. Prior to that, he worked in the alternative risk market for Beecher Carlson and AON, and in the sales, management and marketing of pension investment programs for John Hancock and The Guardian Insurance Companies. Park is well-regarded by his colleagues and industry professionals for his exceptional leadership skills and work ethic. Park is actively engaged in the captive insurance industry and is on the Alternative Risk Transfer Committee of the Self Insurance Institute of America (SIIA).

Park holds a Bachelor’s degree in Investment Finance and an MBA from the Marshall School of Business, both from the University of Southern California. He is a licensed insurance broker. Prior to launching a professional career in the financial industry, Park was on the 1984 Los Angeles Olympic Organizing Committee. In 1986-87, he had the opportunity to sail in the America’s Cup.

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Cinda Carbone

Executive Vice President of Sales

cinda-carboneAs the Executive Vice President of Sales, Cinda is responsible for providing consulting and educational services on issues related to the captive world, including feasibility studies, strategic reviews of existing captives, design and formation of new captives, domicile regulatory compliance, and the expansion of existing captives. Prior to joining Active Captive Management, Cinda worked at Marsh & McLennan as Assistant Vice President in Marsh’s Captive Advisory practice for the western U.S., based in Newport Beach, CA. Previously she was a Captive Account Manager with Marsh in Honolulu, Hawaii. In addition, Cinda was Marsh’s Marketing Liaison for the State of Arizona, Hawaii, Utah, and Nevada. Cinda has been directly involved in a wide variety of captive insurance structures and industry groups. Prior to joining Marsh in 2004, Cinda was the Division Controller for Supervalu, Inc., which at the time, was the nation’s largest grocery wholesaler. Cinda received her Bachelor’s Degree in Business Administration – Accounting from Iowa State University. Cinda received her Associate of Captive Insurance (ACI) certificate from ICCIE in 2009. Cinda earned her Certified Public Accounting status in 1988 (currently Inactive) and holds a California P&C Broker / Agent License.

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Michael Almaria

Controller, CPA

michael-almariaMichael Almaria is a Certified Public Accountant, licensed in California. He previously held the position of accounting manager for over 7 years with Active Captive, in charge of overseeing captive insurance accounting and regulatory reporting until his appointment as Controller in July 2022. Mike has extensive experience in accounting and financial reporting having previously worked as an audit manager with Deloitte and Touché, and other CPA firms handling financial statement audits of various insurance, manufacturing, and other service companies. His experience includes SEC registered audits and SEC reporting. He holds a Bachelor of Science in Accountancy and is also a Chartered Global Management Accountant.

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Susan Jacobson

Chief Claims Officer

susan=jacobsonSusan Jacobson serves as Chief Claims Officer, responsible for quality control in the areas of: Risk Assessment, Risk Control and Policy Management.
Prior to joining the Active Captive team, Susan served as Vice President of Risk Management in the real estate development industry. In that capacity she managed numerous captives on behalf of the parent company and managed the insurance portfolio, risk related issues, claims management and business continuity. Additionally, she provided expertise related to company contractual matters, always ensuring the Company is in the best possible risk prevention position. Mrs. Jacobson received her B.A. degree, from the University of California, Irvine in 1991.

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Staff Bios



Huong Huynh

Staff Accountant

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Rhonelyn Almaria

Staff Accountant

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Luan Vu

Staff Accountant

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Maricel Garcia

Staff Accountant

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Regulatory Compliance


Dana Thorp

Compliance Officer

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Anne Roberts, CPCU, AU, AIS

Senior Underwriter

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Emma Horri, BA, CIP, CRM, CRIS

Risk Management Consultant

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Elena Coyne

Underwriting Assistant

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Sarah Brewer

Underwriting Assistant

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Hour Lee

Claims Adjuster

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Jake Young

Claims Adjuster

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Bridget Shon

Claims Adjuster

Email Bridget Shon

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